$439,900
Est. $3,335/mo See the math22327 Rio Alto Drive
Cottonwood, CA | LAKE CALIFORNIAView on map
3
Beds
3
Baths
1,883
Sq Ft
About This Property
Spacious and beautifully, this newer-built, upgraded home offers comfort, functionality, and lifestyle in the area's most sought-after gated community. With 9-foot upgraded ceilings throughout - including the garage- home feels open, bright, and inviting. With additional custom upgrades throughout the home.
Property Details
Community
- Address
- 22327 Rio Alto Drive, Cottonwood, CA 96022
- Area
- 16 - Lake California
- County
- Tehama
- Zip Code
- 96022
- Cross Street
- Lake California Driv
- Parcel Number
- 102-090-056-000
- HOA Dues
- $89 monthly
Architecture
- Bedrooms
- 3
- Bathrooms
- 3
- Year Built
- 2022
- Levels
- One
- Style
- Traditional
- Construction
- Stucco
- Foundation
- Slab
Features & Amenities
- Interior
- Vaulted Ceiling, Island, Pantry, Breakfast Bar, High Speed Internet, Double Vanity
- Flooring
- Luxury Vinyl, Wall to Wall Carpet
- Laundry
- In Unit
- Cooling
- Central
- Heating
- Electric, Forced Air
- Security
- Smoke Detector(s), Fire Sprinkler System, Carbon Monoxide Detector(s)
- Pool
- Inground
- View
- Mountain, Greenbelt-Open Space
Property
- Lot Features
- Level, Other
- Sewer
- Sewer
- Electric
- Public
- Road Surface
- Asphalt
- Directions
- I-5 to Bowman Road Turn right onto Lake California Drive Turn right onto Rio Alto Drive Home on the right-hand side a little past the main Lake Clubhouse/lounge
Monthly Payment
Down payment
Loan term
Starts at the 30-year national average from Freddie Mac for the week of Nov 5, 2026. Your rate depends on credit, loan type and points.
California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.
Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.
From the MLS listing.
Estimated monthly payment
$3,335
- Principal and interest
- $2,384
- Property tax
- $403
- Home insurance
- $458
- HOA dues
- $89
Down payment
$87,980
Loan amount
$351,920
An estimate for planning only, not a loan offer. See the disclaimer below.
Disclaimer
This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.
Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.
Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.
Location
Listing Information Last Updated 8/19/2026
Listing provided courtesy of Maria E Chambers (530-355-8994), Lake California Realty.
Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.
