$725,000
Est. $5,526/mo See the math15745 Montgomery Ranch Road
Redding, CA | MONTGOMERY RANCHView on map
4
Beds
3
Baths
2,944
Sq Ft
3.4
Acres
About This Property
Experience lakeside living with incredible flexibility and income potential. Currently operating as a highly successful Airbnb, the property features multiple 5-STAR RATINGS for the main home, along with a separate apartment above the garage that has been utilized as a short-term rental. Whether you're looking for a primary residence, vacation retreat, or investment opportunity, this property offers a unique combination of comfort and versatility. Enjoy fishing right from your backyard, with the lake known for its abundant bass population. Take in GORGEOUS SUNSETS from the living room, back porch, or while relaxing around the FIREPIT AREA. The grounds are beautifully landscaped and include a FRUIT ORCHARD with citrus trees, pomegranate, pear, and apricot trees, along with a CHICKEN COOP ready for your flock. Several outbuildings provide additional functionality, including a tool shed and a separate LAKEVIEW SHED with endless possibilities as a home office, art studio, fitness room, or hobby space. The home has benefited from OVER $160,000 IN REMODELING, including a CUSTOM KITCHEN, INTERIOR AND EXTERIOR PAINT, HARDWOOD FLOORING throughout the upstairs of the main home, ALL NEW APPLIANCES, and a garage conversion brought up to FIRE CODE for the apartment, all FULLY PERMITTED. The backyard is designed for relaxation and entertaining, featuring a POOL WITH WATERFALL, SAUNA, mature landscaping, and colorful seasonal beauty with blooming azaleas in the spring, vibrant JAPANESE MAPLE foliage in the fall, and brilliant yellow aspens creating a stunning backdrop for outdoor gatherings and barbecues. For added convenience, BOTH THE MAIN HOME AND APARTMENT MAY BE SOLD FULLY FURNISHED, offering a turnkey opportunity to continue the established vacation rental business or simply move in and start enjoying the lake lifestyle.
Property Details
Community
- Address
- 15745 Montgomery Ranch Road, Redding, CA 96001
- Area
- Redding SW
- County
- Shasta
- Zip Code
- 96001
- Cross Street
- Placer RD.
- Parcel Number
- 208-080-010
Architecture
- Bedrooms
- 4
- Bathrooms
- 2
- Year Built
- 1984
- Levels
- Two
- Construction
- Stone, Wood
- Roof
- Comp
- Foundation
- Slab
- Parking
- RV Access/Parking
Features & Amenities
- Interior
- Vaulted Ceiling, Breakfast Bar, Double Vanity
- Flooring
- Wood, Tile
- Cooling
- Mini-Split, Whole House Fan
- Heating
- Forced Air
- Pool
- Inground, Other
- View
- Wooded, Filter
Property
- Lot Size
- 148,104 sq ft / 3.4 acres
- Lot Features
- Level, City Lot
- Sewer
- Septic
- Electric
- Public
- Road Surface
- Asphalt
- Directions
- Take Hwy 44 to Placer RD. to Montgomery Ranch rd.
Monthly Payment
Down payment
Loan term
Starts at the 30-year national average from Freddie Mac for the week of Oct 29, 2026. Your rate depends on credit, loan type and points.
California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.
Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.
None listed in the MLS.
Estimated monthly payment
$5,526
- Principal and interest
- $3,953
- Property tax
- $665
- Home insurance
- $908
Down payment
$145,000
Loan amount
$580,000
An estimate for planning only, not a loan offer. See the disclaimer below.
Disclaimer
This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.
Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.
Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.
Location
Listing Information Last Updated 10/29/2026
Listing provided courtesy of Dan Metz (530-351-1449), Josh Barker Real Estate.
Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.


