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$475,000

Est. $3,454/mo See the math

18983 Starboard Place

Cottonwood, CA | LAKE CALIFORNIA

3

Beds

2.5

Baths

1,807

Sq Ft

0.21

Acres

About This Property

RARE 3-SIDED LAKEFRONT LOT! Positioned at the end of the finger, this exceptional 1,807 sq ft home offers expansive open-water views and a front-row seat to lake life. Enjoy a large private boat dock and newer deck, perfect for boating, entertaining, or relaxing by the water. Inside are 3 bedrooms plus an upstairs study/office with potential for a 4th bedroom. The kitchen captures beautiful lake views, while newer HVAC and fresh paint add comfort and appeal. Located in the gated community of Lake California, this is a rare opportunity to own a truly special waterfront property.

Property Details

Community

Address
18983 Starboard Place, Cottonwood, CA 96022
Area
Lake California
County
Tehama
Zip Code
96022
Cross Street
Edgewater Dr.
Parcel Number
102-110-037-000
HOA Dues
$98 monthly

Architecture

Bedrooms
3
Bathrooms
3
Year Built
1997
Levels
Two
Style
Cape Cod
Construction
Wood Siding
Foundation
Raised
Garage Spaces
2
Parking
RV Access/Parking

Features & Amenities

Interior
High Ceiling, Eating Sp in Kitchen, Pantry
Flooring
Tile, Carpet
Cooling
Central
Heating
Propane, Forced Air
Security
Carbon Monoxide Detector(s)

Property

Lot Size
9,147.6 sq ft / 0.21 acres
Lot Features
Waterfront, Level, City Lot
Sewer
Sewer
Water
Public
Electric
220V
Road Surface
Asphalt
Directions
Exit Bowman Rd, Right on to Lake California Dr, Right on to Rio Alto Dr, Right on to Starboard Pl.

Monthly Payment

$

Down payment

$20%

Loan term

%

Starts at the 30-year national average from Freddie Mac for the week of Nov 5, 2026. Your rate depends on credit, loan type and points.

% / yr
$/ yr

California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.

Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.

$/ mo

From the MLS listing.

Estimated monthly payment

$3,454

Principal and interest
$2,574
Property tax
$435
Home insurance
$346
HOA dues
$98

Down payment

$95,000

Loan amount

$380,000

Get a Real Number

An estimate for planning only, not a loan offer. See the disclaimer below.

Disclaimer

This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.

Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.

Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.

Listing Information Last Updated 10/19/2026

Listing provided courtesy of Michelle Lewis (530-364-6222), Vintage Realty.

Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.