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$499,999

Est. $3,779/mo See the math

19238 Espinazo Way

Cottonwood, CA | LAKE CALIFORNIAView on map

4

Beds

2

Baths

2,128

Sq Ft

0.26

Acres

About This Property

**TO BE BUILT - NEW CONSTRUCTION IN LAKE CALIFORNIA!** Secure your opportunity to own a brand-new 4-bedroom, 2-bath home offering 2,128 square feet of thoughtfully designed living space on a large lot in the newer portion of the highly desirable Lake California gated community. Estimated completion is 2027, giving you the opportunity to select finishes and colors and make this home uniquely yours. Inside, the open-concept floor plan is designed for both comfortable everyday living and effortless entertaining. The spacious great room flows seamlessly into the dining area and beautifully appointed kitchen, which will feature ample cabinetry and a functional layout. Luxury vinyl plank flooring will extend through the main living areas, with plush carpet in the bedrooms. The desirable split-bedroom floor plan provides privacy and flexibility, with generous bedrooms and a well-designed primary suite. The exterior will feature attractive stucco construction while an owned solar system provides energy efficiency and the potential for long-term utility savings. Additional features include fire sprinklers and an attached 2-car garage, with quality construction and modern finishes throughout. Beyond your front door, Lake California offers a resort-style lifestyle within a 24-hour guarded gated community. Residents enjoy access to a private lake for boating, fishing, and swimming, Sacramento River boat ramp, clubhouse with lounge and bar, community pool, tennis and basketball courts, disc golf, campground, playgrounds, miles of hiking and horseback riding trails, an equestrian center, and a private airstrip for residents and guests. Don't miss this opportunity to build a brand-new home on a large lot in one of the North State's most amenity-rich gated communities. **Estimated completion 2027 - there's still time to choose your finishes and colors!**

Property Details

Community

Address
19238 Espinazo Way, Cottonwood, CA 96022
Area
16 - Lake California
County
Tehama
Zip Code
96022
Cross Street
River View Dr
Parcel Number
103-030-020-000
HOA Dues
$90 monthly

Architecture

Bedrooms
4
Bathrooms
2
Year Built
2026
Levels
One
Style
Traditional
Construction
Stucco
Roof
Comp
Foundation
Slab
Garage Spaces
2
Parking
Driveway, Guest, Off Street

Features & Amenities

Interior
High Ceiling, Island, Eating Sp in Kitchen, Pantry, Breakfast Bar, Double Vanity
Flooring
Luxury Vinyl, Wall to Wall Carpet
Laundry
In Unit
Cooling
Central
Windows
Double Pane Windows
Security
Smoke Detector(s), Fire Sprinkler System, Carbon Monoxide Detector(s)

Property

Lot Size
11,325.6 sq ft / 0.26 acres
Lot Features
Level, Other
Sewer
Sewer
Road Surface
Asphalt
Directions
Head Down Lake California Dr, Make a right on River View Dr, Turn left onto Espinoza Way, the Property is the Left

Monthly Payment

$

Down payment

$20%

Loan term

%

Starts at the 30-year national average from Freddie Mac for the week of Nov 5, 2026. Your rate depends on credit, loan type and points.

% / yr
$/ yr

California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.

Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.

$/ mo

From the MLS listing.

Estimated monthly payment

$3,779

Principal and interest
$2,710
Property tax
$458
Home insurance
$521
HOA dues
$90

Down payment

$100,000

Loan amount

$399,999

Get a Real Number

An estimate for planning only, not a loan offer. See the disclaimer below.

Disclaimer

This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.

Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.

Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.

Location

Listing Information Last Updated 9/28/2026

Listing provided courtesy of Kimberly A Moore (530-355-2538), Realty 110, Inc..

Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.