$415,000
Est. $3,175/mo See the math19264 Espinazo Way
Cottonwood, CAView on map
4
Beds
2
Baths
1,858
Sq Ft
0.24
Acres
About This Property
Welcome to your slice of paradise in the highly desirable, gated community of Lake California. This beautifully designed 4-bedroom, 2-bathroom home features a popular split floor plan built for modern living. Step inside to an open-concept living area where the. vaulted ceilings create a bright, airy ambiance, anchored by a cozy fireplace perfect for relaxing evenings. Enjoy maximum privacy with a spacious primary en suite completely separated from the guest bedrooms. Out back, the fully fenced yard offers a blank canvas--a clean slate for you to design and create your own private outdoor oasis.
Property Details
Community
- Address
- 19264 Espinazo Way, Cottonwood, CA 96022
- Area
- Lake California
- County
- Tehama
- Zip Code
- 96022
- Cross Street
- River view
- Parcel Number
- 103-020-025-000
- HOA Dues
- $98.33 monthly
Architecture
- Bedrooms
- 4
- Bathrooms
- 2
- Year Built
- 2014
- Levels
- One
- Style
- Contemporary
- Construction
- Stucco
- Roof
- Comp
- Foundation
- Slab
- Garage Spaces
- 2
- Parking
- Driveway, On Street
Features & Amenities
- Interior
- Vaulted Ceiling, Pantry, Breakfast Bar, Double Vanity
- Flooring
- Tile, Carpet
- Laundry
- In Unit
- Cooling
- Central
- Heating
- Forced Air
- Windows
- Window Coverings, Double Pane Windows
- Security
- Smoke Detector(s), Fire Sprinkler System, Carbon Monoxide Detector(s)
Property
- Lot Size
- 10,454.4 sq ft / 0.24 acres
- Lot Features
- Level, Other
- Sewer
- Sewer
- Electric
- Public
- Road Surface
- Asphalt
- Directions
- Lake California Dr through gate to Second Stop Sign is River View Dr. Make a Right then Left onto Espinazo right past the fire station. Home is on the left. Look for sign!
Monthly Payment
Down payment
Loan term
Starts at the 30-year national average from Freddie Mac for the week of Oct 29, 2026. Your rate depends on credit, loan type and points.
California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.
Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.
From the MLS listing.
Estimated monthly payment
$3,174
- Principal and interest
- $2,263
- Property tax
- $380
- Home insurance
- $433
- HOA dues
- $98
Down payment
$83,000
Loan amount
$332,000
An estimate for planning only, not a loan offer. See the disclaimer below.
Disclaimer
This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.
Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.
Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.
Location
Listing Information Last Updated 11/5/2026
Listing provided courtesy of Ron L Davis (530-524-1149), Wahlund & Co. Realty Group.
Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.
