$840,000
Est. $6,473/mo See the math19515 Smith Lane
Cottonwood, CA
5
Beds
3
Baths
3,366
Sq Ft
50.2
Acres
About This Property
Private 50+ acre ranch retreat with endless possibilities. This unique 5 bed, 3 bath home features a thoughtfully designed East and West wing layout--ideal for multi-generational living, guests, or added privacy. The spacious primary suite opens to a beautiful deck with a recessed hot tub, creating the perfect space to unwind and take in the peaceful surroundings. The property is fully equipped for ranch living--bring your horses or livestock, enjoy your own private pond for year-round fishing, and explore wide open land offering privacy, recreation, and opportunity. A separate guest home adds flexibility for extended family, visitors, or potential rental income. Recent upgrades include a brand new roof. Whether you're looking for a private homestead, working ranch, or serene escape, this property delivers space, versatility, and true country living.
Monthly Payment
Down payment
Loan term
Starts at the 30-year national average from Freddie Mac for the week of Oct 15, 2026. Your rate depends on credit, loan type and points.
California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.
Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.
None listed in the MLS.
Estimated monthly payment
$6,473
- Principal and interest
- $4,653
- Property tax
- $770
- Home insurance
- $1,050
Down payment
$168,000
Loan amount
$672,000
An estimate for planning only, not a loan offer. See the disclaimer below.
Disclaimer
This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.
Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.
Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.
Property Details
Community
- Address
- 19515 Smith Lane, Cottonwood, CA 96022
- Area
- Cottonwood
- County
- Tehama
- Zip Code
- 96022
- Cross Street
- Evergreen
- Parcel Number
- 004-040-055-000
Architecture
- Bedrooms
- 5
- Bathrooms
- 3
- Year Built
- 1978
- Levels
- Split
- Style
- Ranch
- Construction
- Other
- Roof
- Comp
- Foundation
- Raised
- Parking
- Attached Carport
Features & Amenities
- Flooring
- Carpet
- Cooling
- Other
- Heating
- Other
- Security
- Smoke Detector(s), Carbon Monoxide Detector(s)
- View
- Open
Property
- Lot Size
- 2,186,712 sq ft / 50.2 acres
- Lot Features
- Level
- Sewer
- Other
- Water
- Other
- Electric
- Other
- Road Surface
- Dirt
- Directions
- Bowman Rd, right on Evergreen, left on Smith
Listing Information Last Updated 10/20/2026
Listing provided courtesy of Grace Anderson (530-941-3224), Terence Davis & Associates.
Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.
