$388,000
Est. $3,040/mo See the math19637 Valley Ford Drive
Cottonwood, CA | LAKE CALIFORNIAView on map
3
Beds
2
Baths
1,600
Sq Ft
0.25
Acres
About This Property
Welcome to this Lake California gem in a desirable gated community! Step inside to an expansive open layout with sleek luxury vinyl flooring and a cozy living room fireplace that serves as the perfect focal point for entertaining or quiet evenings. The gourmet kitchen boasts granite countertops, a built-in coffee nook, and a walk-in pantry opposite the convenient laundry room, which leads directly to the oversized garage. A sliding glass door off the dining area opens to an outdoor deck--ideal for enjoying morning coffee while taking in the serene natural surroundings. The thoughtful split floor plan features a spacious primary suite with a private balcony, ensuite bath, and walk-in closet on one side, while two additional bedrooms, a guest bath, linen storage, and a coat closet complete the opposite side. Potential for additional storage available beneath the balconies.
Property Details
Community
- Address
- 19637 Valley Ford Drive, Cottonwood, CA 96022
- Area
- 16 - Lake California
- County
- Tehama
- Zip Code
- 96022
- Cross Street
- RIVERVIEW
- Parcel Number
- 101-110-007-000
- HOA Dues
- $1,180 annually
Architecture
- Bedrooms
- 3
- Bathrooms
- 2
- Year Built
- 2020
- Levels
- One
- Style
- Contemporary
- Construction
- Stucco
- Roof
- Comp
- Foundation
- Concrete Perimeter
- Garage Spaces
- 2
- Parking
- Garage Door Opener
Features & Amenities
- Interior
- High Ceiling, Vaulted Ceiling, Island, Pantry, Breakfast Bar, Double Vanity
- Flooring
- Luxury Vinyl, Wall to Wall Carpet
- Laundry
- In Unit
- Cooling
- Central, Heat Pump
- Heating
- Propane Leased Holder, Propane, Gas
- Windows
- Double Pane Windows
- Security
- Smoke Detector(s), Fire Sprinkler System, Carbon Monoxide Detector(s)
- View
- Open, Greenbelt-Open Space
Property
- Lot Size
- 10,890 sq ft / 0.25 acres
- Sewer
- Sewer
- Electric
- 220V, 220V Location, Public
- Road Surface
- Asphalt
- Directions
- off of I-5 take BOWMAN EXIT. head east to 3 way stop sign and take Lake California Drive to security gate. preapproval/permission necessary to enter community. Continue on Lake California Drive to Riverview. Turn Left. continue on Riverview to Valley Ford. Turn left on Valley Ford.
Monthly Payment
Down payment
Loan term
Starts at the 30-year national average from Freddie Mac for the week of Nov 5, 2026. Your rate depends on credit, loan type and points.
California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.
Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.
From the MLS listing.
Estimated monthly payment
$3,040
- Principal and interest
- $2,103
- Property tax
- $356
- Home insurance
- $483
- HOA dues
- $98
Down payment
$77,600
Loan amount
$310,400
An estimate for planning only, not a loan offer. See the disclaimer below.
Disclaimer
This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.
Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.
Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.
Location
Listing Information Last Updated 9/20/2026
Listing provided courtesy of Charline D Hand (916-715-0373), Del Rio Real Estate.
Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.
