$399,000
Est. $3,156/mo See the math19943 Freshwater Drive
Cottonwood, CA
3
Beds
2
Baths
1,659
Sq Ft
0.25
Acres
About This Property
Welcome to this pristine Lake California home, built in 2008 and showcasing desirable Craftsman style charm! Featuring a spacious, open concept floor plan, this home offers a bright and inviting atmosphere with vaulted ceilings, stainless steel appliances, and a generously sized primary suite with a walk-in closet. Enjoy beautiful views and relax in the hot tub, perfect for unwinding at the end of the day. Additional highlights include owned solar, a Generac whole-home generator, RV parking, and a two-car garage, offering added convenience, energy efficiency, and peace of mind. This home is in exceptional, condition and offers a wonderful opportunity to enjoy all that Lake California has to offer.
Monthly Payment
Down payment
Loan term
Starts at the 30-year national average from Freddie Mac for the week of Oct 22, 2026. Your rate depends on credit, loan type and points.
California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.
Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.
From the MLS listing.
Estimated monthly payment
$3,156
- Principal and interest
- $2,193
- Property tax
- $366
- Home insurance
- $500
- HOA dues
- $98
Down payment
$79,800
Loan amount
$319,200
An estimate for planning only, not a loan offer. See the disclaimer below.
Disclaimer
This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.
Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.
Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.
Property Details
Community
- Address
- 19943 Freshwater Drive, Cottonwood, CA 96022
- Area
- Lake California
- County
- Tehama
- Zip Code
- 96022
- Cross Street
- River View Dr
- Parcel Number
- 101-250-009-000
- HOA Dues
- $98 monthly
Architecture
- Bedrooms
- 3
- Bathrooms
- 2
- Year Built
- 2008
- Levels
- One
- Style
- Craftsman, Traditional
- Construction
- Stucco
- Roof
- Comp, Shingle
- Foundation
- Slab
- Garage Spaces
- 2
- Parking
- Driveway, RV Access/Parking
Features & Amenities
- Interior
- High Ceiling, Vaulted Ceiling, Breakfast Bar, Double Vanity
- Flooring
- Tile, Wall to Wall Carpet, Carpet
- Cooling
- Central
- Heating
- Propane, Forced Air
- Windows
- Window Coverings
- Security
- Smoke Detector(s), Carbon Monoxide Detector(s)
- View
- Open, Greenbelt-Open Space, Valley
Property
- Lot Size
- 10,890 sq ft / 0.25 acres
- Sewer
- Sewer
- Electric
- 220V, Public, Generator
- Road Surface
- Asphalt
- Directions
- I-5 South to Bowman, left to Lake California Dr, Left on River View, Left on Freshwater.
Listing Information Last Updated 10/23/2026
Listing provided courtesy of Danielle Windle (530-921-5086), Vintage Realty.
Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.
