$373,500
Est. $2,955/mo See the math19986 Indian Tom Drive
Cottonwood, CA | LAKE CALIFORNIAView on map
3
Beds
2
Baths
1,455
Sq Ft
0.33
Acres
About This Property
BREATHTAKING VIEWS of Mt. Lassen AND the Sacramento River, and the surrounding valley! Located in the desirable gated community of Lake California, this charming home offers beautiful scenery, peaceful surroundings, and an incredible lifestyle! One of the standout features is the enclosed deck, where you can relax, entertain, and take in the stunning panoramic views. Enjoy gorgeous sunrises with your morning coffee and colorful sunsets in the evening, all from the comfort of your own home! The inviting front porch, mature trees, and welcoming curb appeal add to the charm of this property. Beyond the home, Lake California offers an impressive list of amenities, including a private lake, Sacramento River access with a boat ramp, community pool and spa, clubhouse, walking trails, tennis and basketball courts, playground, archery range, equestrian center, camping and RV area, and a private airstrip. Beautiful views, wonderful amenities, and a peaceful setting make this a special place to call home!
Property Details
Community
- Address
- 19986 Indian Tom Drive, Cottonwood, CA 96022
- Area
- Lake California
- County
- Tehama
- Zip Code
- 96022
- Cross Street
- Big Bend Dr.
- Parcel Number
- 100-200-030
- HOA Dues
- $93 monthly
Architecture
- Bedrooms
- 3
- Bathrooms
- 2
- Year Built
- 2005
- Levels
- One
- Style
- Traditional
- Construction
- Stucco
- Roof
- Comp
- Foundation
- Raised
Features & Amenities
- Interior
- Vaulted Ceiling, Breakfast Bar, Double Vanity
- Flooring
- Hardwood, Tile, Vinyl
- Cooling
- Central, Whole House Fan
- View
- Mountain, Panoramic, Valley
Property
- Lot Size
- 14,374.8 sq ft / 0.33 acres
- Lot Features
- Level, City Lot
- Sewer
- Septic
- Water
- Public
- Road Surface
- Asphalt
- Directions
- Take I-5 to Bowman RD. to Lake California Dr. to River View Dr, to Big Bend Dr. to Indian Tom Drive.
Monthly Payment
Down payment
Loan term
Starts at the 30-year national average from Freddie Mac for the week of Oct 22, 2026. Your rate depends on credit, loan type and points.
California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.
Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.
From the MLS listing.
Estimated monthly payment
$2,955
- Principal and interest
- $2,053
- Property tax
- $342
- Home insurance
- $467
- HOA dues
- $93
Down payment
$74,700
Loan amount
$298,800
An estimate for planning only, not a loan offer. See the disclaimer below.
Disclaimer
This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.
Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.
Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.
Location
Listing Information Last Updated 10/28/2026
Listing provided courtesy of Dan Metz (530-351-1449), Josh Barker Real Estate.
Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.
