$399,950
Est. $2,790/mo See the math20792 2nd Street
Cottonwood, CA | N/A
5
Beds
2
Baths
2,000
Sq Ft
0.37
Acres
About This Property
Excellent opportunity to purchase this 5 bedroom, 2 bathroom home. The home has been completely renovated from top to bottom, with Brand new electric wiring and panel, plumbing, bathrooms, kitchen, windows. Six mini-split heating and cooling units -one installed in each bedroom and one in the living room. This is a unique home with lots of indoor storage space and a pet-friendly property with a spacious, fenced backyard. Conveniently located within walking distance of shops and dining options.
Monthly Payment
Down payment
Loan term
Starts at the 30-year national average from Freddie Mac for the week of Oct 15, 2026. Your rate depends on credit, loan type and points.
California resets the tax to about 1% of the sale price, plus local bonds, so the seller's current bill does not carry over.
Insurance starts at a typical figure for homes like this one. Quotes vary widely in Shasta County, so get one early.
None listed in the MLS.
Estimated monthly payment
$2,790
- Principal and interest
- $2,215
- Property tax
- $367
- Home insurance
- $208
Down payment
$79,990
Loan amount
$319,960
An estimate for planning only, not a loan offer. See the disclaimer below.
Disclaimer
This calculator is for general information and planning only. It is not a loan offer, a pre-approval, a commitment to lend, or financial, tax or legal advice. Wahlund & Co. Realty Group and The Normandeau Team are real estate professionals, not mortgage lenders or brokers, and do not make loans.
Results are estimates based on the numbers entered and on assumptions that may not fit your situation. The starting interest rate is a national weekly average published by Freddie Mac and is not a rate quote; your actual rate, payment and loan terms depend on your credit, income, down payment, loan program, points and lender, and rates change daily. Property tax is estimated at about 1.1% of the price and may be higher where special assessments or Mello-Roos taxes apply. Home insurance starts from typical local figures for the home's location, using public map data that may be out of date or incomplete; actual quotes vary widely. Mortgage insurance is a rough estimate. HOA dues come from the MLS listing and should be confirmed with the association. Closing costs, prepaid items, reserves and other fees are not included.
Listing information is deemed reliable but not guaranteed. Talk with a licensed lender for an accurate quote, and verify all figures before making any decision.
Property Details
Community
- Address
- 20792 2nd Street, Cottonwood, CA 96022
- Area
- Cottonwood
- County
- Shasta
- Zip Code
- 96022
- Cross Street
- Main Street
- Parcel Number
- 088-070-006
Architecture
- Bedrooms
- 5
- Bathrooms
- 2
- Year Built
- 0
- Levels
- Two
- Style
- Traditional
- Construction
- Stucco
- Roof
- Metal
- Foundation
- Raised
- Garage Spaces
- 1
- Parking
- Attached Carport, RV Access/Parking, Oversized Parking, Boat
Features & Amenities
- Flooring
- Luxury Vinyl, Wall to Wall Carpet
- Laundry
- In Unit
- Cooling
- Mini-Split
- Windows
- Double Pane Windows
- Security
- Smoke Detector(s), Carbon Monoxide Detector(s)
Property
- Lot Size
- 16,117.2 sq ft / 0.37 acres
- Lot Features
- Level, City Lot
- Sewer
- Sewer, Public Sewer
- Water
- Public
- Electric
- 220V, Public
- Road Surface
- Asphalt
- Directions
- South on I-5. Exit Gas Point Rd. East on 4th St. to Main St. Right on Main to 2nd St. Right on 2nd St. Home is on the Right.
Listing Information Last Updated 10/20/2026
Listing provided courtesy of Danit Dollar (530-351-8600), Terence Davis & Associates.
Listing data is provided courtesy of the Shasta Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. This property may be listed by a brokerage other than Wahlund & Co. Realty Group.
